Increase your approvals for thin-file applicants

During the busy tax season, you may see an increase in thin-file applicants. Chrysler Capital has enhanced its program to help your thin-file customers get approved.

Thin files typically have less than four trade lines on their credit report. Getting an approval for a thin-file applicant can be a challenge. But with the right structure, Chrysler Capital can make the impossible, possible.

Help Chrysler Capital give you the best possible calls on your thin files. The ideal structure would consist of:

• 12% or less PTI
• $1,000 or more cash down or trade equity
• 100% or less LTV

Thin-file applicants are six times more likely to default on their auto loan. So, submitting the right structure keeps your customers in their cars and money in your pocket.

Our approvals are at their highest levels in years. Take advantage of this opportunity and let us take a look at all of your thin-file applications.

Have questions? Check with your Dealer Relationship Manager.